St. Libory: Economy & Jobs

Households in St. Libory earn a median $116,964 (1.6× higher than St. Clair County median $73,854; 1.4× higher than Illinois median $85,562), with homes at a median value of $178,800. The surrounding county supports 89,981 jobs (avg $57,001).

Income & Affordability

Median household income $116,964 — above the Illinois median ($85,562). Poverty rate 5.2% (U.S. average ~12.5%). 38% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).

Affordability · Home Price To Income1.5×
Affordability · Home Affordabilityaffordable
Affordability · Rent Pct Income8.1%
Affordability · Rent Affordabilityaffordable
Affordability · Pct Severely Rent Burdened37.8%
Affordability · Poverty Rate5.2%
Affordability · Property Tax Pct Income2.7%
Irs Income · IRS tax returns filed$118,720
Irs Income · Total Adjusted Gross Income (thousands)$8,626,372
Irs Income · Average AGI per return$72,661
Irs Income · Year2022
Income Estimate$128,765
Median Household Income$116,964 (vs Illinois $85,562)
Poverty Rate5.2%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcemixed
Economic Character · Top IndustryEducation Healthcare
Economic Character · Income Levelaffluent
Economic Character · Median Income$116,964

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 4.6% — above the U.S. average of ~4%. 11% work from home (U.S. average ~15%).

Commuter Profile · Work From Home Pct10.6%
Commuter Profile · Primary Modedrove alone
Employment · Avg annual employment (county)89,981
Employment · Total annual wages (county)$5,129,058,950
Employment · Average annual pay$57,001
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment6,011,660
Unemployment Rate4.6% (vs Illinois 5.9%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms16
Agriculture · Land In Farms Acres251,795
Agriculture · Avg Farm Size Acres15,737.20
Agriculture · Top CommoditiesCrop Totals, Grain, Corn, Soybeans, Animal Totals
Agriculture · Year2022
Business Patterns · Establishments (employer count)5,030
Business Patterns · Total Employees71,616
Business Patterns · Annual Payroll Thousands3,433,730
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores43
Local Businesses · Convenience Stores20
Local Businesses · Liquor Stores21
Local Businesses · Gas Stations93
Local Businesses · Department Stores4
Local Businesses · General Merchandise47
Local Businesses · Clothing Stores23
Local Businesses · Pet Stores6

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants158
Dining Scene · Fast Food200
Dining Scene · Bars87
Dining Scene · Coffee Snacks25

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (10)

Bank of Springfield
SWANSEA BRANCH · 1717 N Illinois St · 62226
Woodforest National Bank
0183 OFALLON WALMART BRANCH · 1530 W Highway 50 · 62269
First National Bank of Waterloo
SMITHTON BRANCH · 4053 State Route 159 · 62285
Bank of America, National Association
BELLEVILLE BRANCH · 1911 Carlyle Ave · 62221
Bank of O'Fallon
Bank of O'Fallon · 901 S Lincoln Ave · 62269
Citizens Community Bank
Citizens Community Bank · 9 E Main St · 62258
Regions Bank
SWANSEA BRANCH · 1300 N Belt W · 62226
U.S. Bank National Association
BELLEVILLE WEST SCHNUCKS BRANCH · 5720 N Belt W · 62226
FCB Banks
SWANSEA BRANCH · 2610 N Illinois St · 62226
The Central Trust Bank
O'FALLON IL BRANCH · 350 Hartman Ln · 62269

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (3)

Crown On The Go
Convenience Store · 1221 Kings Highway
Royal Persia Garden
Farmers and Markets · 1947 Kings Highway
Pops
Convenience Store · 1601 N 54th Street
Nearest Snap · NameCrown On The Go
Nearest Snap · Total In Area145

Sources: USDA SNAP — county FIPS aggregate

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameLOMBARD AREA CHAMBER OF COMMERCE AND INDUSTRY

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$2,617,597,639
Federal Spending · Per Capita10,169.38
Federal Spending · Population257,400 people

Sources: USAspending API

Other

Pct Drove Alone83.0%
Pct Public Transit4.0%
Pct Walked10.6%
Retirement Score · Median age43.3 years (vs Illinois 39.1y)
Retirement Score · Ss Household Pct32.9%
Retirement Score · Hospitals Nearby3
Retirement Score · Va AccessYes
Retirement Score · Factorsolder population, strong SS base, hospital access, VA nearby
Retirement Score · Ratingexcellent

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12