Housing & Real Estate — Effingham, Illinois
Overview
| Total Housing Units | 5,584 |
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| Occupied | 5,196 |
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| Vacant | 388 |
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| Owner-Occupied | 3,340 |
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| Renter-Occupied | 1,856 |
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| Median Home Value (Census) | $177,500 |
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| Estimated 2026 | ~$206,000 |
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| Median Rent | $696/mo |
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| Median Property Tax | $2,879/yr |
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Affordability
| Home Price to Income Ratio | N/Ax |
|---|
| Home Affordability | affordable |
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| Rent as % of Income | 11.5% |
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| Severely Rent-Burdened | 25.5% |
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Housing Age
| Built 2010 or later | 305 |
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| Built 2000-2009 | 524 |
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| Built 1990-1999 | 814 |
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| Built before 1960 | 1,906 |
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| Median Year Built | 1974 |
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Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.
