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Cherry Valley: Economy & Jobs

$74,655 is the median household income in Cherry Valley (1.1× higher than Winnebago County median $65,837; 1.1× below Illinois median $83,390), with homes at a median value of $232,800. The surrounding county supports 11,526 jobs (avg $55,414).

Income & Affordability

Median household income $74,655 — near the Illinois median ($77,902). Poverty rate 8.3% (U.S. average ~12.5%). 33% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).

Affordability · Home Price To Income3.1×
Affordability · Home Affordabilitymoderate
Affordability · Rent Pct Income14.0%
Affordability · Rent Affordabilityaffordable
Affordability · Pct Severely Rent Burdened32.8%
Affordability · Poverty Rate8.3%
Affordability · Property Tax Pct Income7.6%
Irs Income · IRS tax returns filed$26,200
Irs Income · Total Adjusted Gross Income (thousands)$2,047,216
Irs Income · Average AGI per return$78,138 (vs Illinois $100,597)
Irs Income · Year2022
Income Estimate$85,197
Median Household Income$74,655 (vs Illinois $77,902)
Poverty Rate8.3%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcemixed
Economic Character · Top IndustryEducation Healthcare
Economic Character · Income Levelmiddle-class
Economic Character · Median Income$74,655

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 3.2% — below the U.S. average of ~4%. 7% work from home (U.S. average ~15%).

Commuter Profile · Mean Commute Min23.80
Commuter Profile · Work From Home Pct6.6%
Commuter Profile · Profileshort commute
Employment · Avg annual employment (county)11,526
Employment · Total annual wages (county)$638,673,339
Employment · Average annual pay$55,414
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment6,011,660
Unemployment Rate3.2% (vs Illinois 3.9%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms350
Agriculture · Land In Farms Acres7,668
Agriculture · Avg Farm Size Acres21.90
Agriculture · Top CommoditiesCrop Totals, Grain, Corn, Soybeans, Animal Totals
Agriculture · Year2022
Business Patterns · Establishments (employer count)879
Business Patterns · Total Employees14,872
Business Patterns · Annual Payroll Thousands852,835
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores6
Local Businesses · Liquor Stores4
Local Businesses · Gas Stations22
Local Businesses · General Merchandise8
Local Businesses · New Car Dealers3
Local Businesses · Beauty Salons9
Local Businesses · Pet Grooming3
Local Businesses · Auto Repair18

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants21
Dining Scene · Fast Food30
Dining Scene · Bars10
Dining Scene · Coffee Snacks7

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (8)

Byron Bank
POPLAR GROVE BRANCH · 11159 Highway 76 · 61065
First Mid Bank & Trust, National Association
BELVIDERE BRANCH · 2141 N State St · 61008
Midland States Bank
BELVIDERE OFFICE · 600 S State St · 61008
Solutions Bank
MENGE LANE BRANCH · 4111 Menge Ln · 61065
Union Savings Bank
1320 NORTH STATE STREET BRANCH · 1320 N State St · 61008
BMO Bank National Association
PACEMAKER SUPERMARKET BRANCH · 401 Southtowne Dr · 61008
PNC Bank, National Association
BELVIDERE FACILITY · 130 S State St · 61008
First National Bank of Omaha
BELVIDERE BRANCH · 1725 S State St · 61008

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (3)

Express Lane Gas & Food Mart 2
Convenience Store · 303 E State St
Wheeler Road Mobil 49
Convenience Store · 5955 Wheeler Rd
Cattle & Cream
Supermarket · 105 N Cherry St
Nearest Snap · NameExpress Lane Gas & Food Mart 2
Nearest Snap · Total In Area3

Sources: USDA SNAP API — state+city name match

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameLOMBARD AREA CHAMBER OF COMMERCE AND INDUSTRY

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$297,732,587
Federal Spending · Per Capita5,570.51 (vs Illinois $6,804)
Federal Spending · Population53,448 people (vs Illinois 39,460)

Sources: USAspending API

Other

Pct Drove Alone88.9%
Pct Public Transit1.1%
Pct Walked6.6%
Retirement Score · Median age45.1 years (vs Illinois 37.7y)
Retirement Score · Ss Household Pct35.8%
Retirement Score · Va AccessYes
Retirement Score · Factorsolder population, strong SS base, VA nearby
Retirement Score · Ratinggood

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12