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Mill Shoals: Economy & Jobs

$58,875 is the median household income in Mill Shoals (1.1× higher than White County median $54,813; 1.4× below Illinois median $83,390), with homes at a median value of $65,800. The surrounding county supports 4,064 jobs (avg $42,917).

Income & Affordability

Median household income $58,875 — below the Illinois median ($77,902). Poverty rate 13.5% (U.S. average ~12.5%). 33% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).

Affordability · Home Price To Income1.1×
Affordability · Home Affordabilityaffordable
Affordability · Pct Severely Rent Burdened33.3%
Affordability · Poverty Rate13.5%
Affordability · Property Tax Pct Income1.2%
Irs Income · IRS tax returns filed$7,200
Irs Income · Total Adjusted Gross Income (thousands)$445,647
Irs Income · Average AGI per return$61,895 (vs Illinois $100,597)
Irs Income · Year2022
Income Estimate$66,709
Median Household Income$58,875 (vs Illinois $77,902)
Poverty Rate13.5%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforceblue_collar
Economic Character · Top IndustryOther Services
Economic Character · Income Levelmiddle-class
Economic Character · Median Income$58,875

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 1.8% — below the U.S. average of ~4%. 10% work from home (U.S. average ~15%).

Commuter Profile · Work From Home Pct10.4%
Commuter Profile · Primary Modedrove alone
Employment · Avg annual employment (county)4,064
Employment · Total annual wages (county)$174,419,668
Employment · Average annual pay$42,917
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment6,011,660
Unemployment Rate1.8% (vs Illinois 3.9%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms16
Agriculture · Land In Farms Acres1,441
Agriculture · Avg Farm Size Acres90.10
Agriculture · Top CommoditiesCrop Totals, Grain, Corn, Soybeans, Animal Totals
Agriculture · Year2022
Business Patterns · Establishments (employer count)365
Business Patterns · Total Employees3,417
Business Patterns · Annual Payroll Thousands125,666
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Liquor Stores6
Local Businesses · Gas Stations11
Local Businesses · General Merchandise4
Local Businesses · Auto Repair6
Local Businesses · Commercial Banks7
Local Businesses · Insurance Agencies11
Local Businesses · Law Offices4
Local Businesses · Accounting Firms3

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants16
Dining Scene · Fast Food9
Dining Scene · Coffee Snacks5

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (5)

The Fairfield National Bank
The Fairfield National Bank · 220 E Main St · 62837
Citizens National Bank of Albion
MT ERIE BRANCH · 101 West Main Street · 62446
TrustBank
CISNE BRANCH · 401 Park St · 62823
Peoples National Bank , N.A.
FAIRFIELD BRANCH · 1001 W Delaware St · 62837
The Clay City Banking Co.
FAIRFIELD IL BRANCH · 915 Commerce Dr · 62837

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (2)

Dollar General 9555
Other · 1606 W Robinson
Greenfield Country Store Incorporated
Grocery Store · 119 W Payton Ln
Nearest Snap · NameDollar Tree 8456
Nearest Snap · Distance3.1 mi

Sources: USDA SNAP — nearest by coordinates

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameLOMBARD AREA CHAMBER OF COMMERCE AND INDUSTRY

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$100,103,751
Federal Spending · Per Capita6,187.26 (vs Illinois $6,804)
Federal Spending · Population16,179 people (vs Illinois 39,460)

Sources: USAspending API

Other

Pct Drove Alone89.6%
Pct Walked10.4%
Retirement Score · Median age56.5 years (vs Illinois 37.7y)
Retirement Score · Ss Household Pct55.2%
Retirement Score · Hospitals Nearby1
Retirement Score · Va AccessYes
Retirement Score · Factorsolder population, strong SS base, hospital access, VA nearby
Retirement Score · Ratingexcellent

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12