Housing & Real Estate — Waterloo, Illinois
Overview
| Total Housing Units | 4,651 |
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| Occupied | 4,395 |
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| Vacant | 256 |
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| Owner-Occupied | 3,381 |
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| Renter-Occupied | 1,014 |
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| Median Home Value (Census) | $249,500 |
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| Estimated 2026 | ~$279,000 |
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| Median Rent | $873/mo |
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| Median Property Tax | $4,198/yr |
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Affordability
| Home Price to Income Ratio | N/Ax |
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| Home Affordability | affordable |
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| Rent as % of Income | 10.6% |
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| Severely Rent-Burdened | 42.4% |
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Housing Age
| Built 2010 or later | 748 |
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| Built 2000-2009 | 908 |
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| Built 1990-1999 | 811 |
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| Built before 1960 | 1,127 |
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| Median Year Built | 1992 |
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Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.
