St. Jacob: Economy & Jobs
Households in St. Jacob earn a median $112,188 (1.5× higher than Madison County median $75,793; 1.3× higher than Illinois median $85,562), with homes at a median value of $201,000. The surrounding county supports 105,166 jobs (avg $57,153).
- $77,601 avg taxable income per return — lower than the median household income.
Income & Affordability
Median household income $112,188 — above the Illinois median ($85,562). Poverty rate 3.0% (U.S. average ~12.5%). 58% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).
| Affordability · Home Price To Income | 1.8× |
|---|---|
| Affordability · Home Affordability | affordable |
| Affordability · Rent Pct Income | 13.5% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 57.7% |
| Affordability · Poverty Rate | 3.0% |
| Affordability · Property Tax Pct Income | 4.6% |
| Irs Income · IRS tax returns filed | $125,990 |
| Irs Income · Total Adjusted Gross Income (thousands) | $9,776,961 |
| Irs Income · Average AGI per return | $77,601 |
| Irs Income · Year | 2022 |
| Income Estimate | $122,142 |
| Median Household Income | $112,188 (vs Illinois $85,562) |
| Poverty Rate | 3.0% |
Sources: IRS SOI 2022 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Economic Character
Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.
| Economic Character · Workforce | white_collar |
|---|---|
| Economic Character · Top Industry | Education Healthcare |
| Economic Character · Income Level | affluent |
| Economic Character · Median Income | $112,188 |
Employment & Workforce
Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 1.9% — below the U.S. average of ~4%. 8% work from home (U.S. average ~15%).
| Commuter Profile · Mean Commute Min | 28.00 |
|---|---|
| Commuter Profile · Work From Home Pct | 8.2% |
| Commuter Profile · Profile | moderate commute |
| Employment · Avg annual employment (county) | 105,166 |
| Employment · Total annual wages (county) | $6,010,540,135 |
| Employment · Average annual pay | $57,153 |
| Employment · Year | 2024 |
| State Occupation Wages · Year | 2023 |
| State Occupation Wages · All Occupations · Soc Code | 00-0000 |
| State Occupation Wages · All Occupations · Title | All Occupations |
| State Occupation Wages · All Occupations · Employment | 6,011,660 |
| Unemployment Rate | 1.9% (vs Illinois 5.9%) |
Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Industry Sectors
Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.
| Agriculture · Total Farms | 47 |
|---|---|
| Agriculture · Land In Farms Acres | 228,182 |
| Agriculture · Avg Farm Size Acres | 4,854.90 |
| Agriculture · Top Commodities | Crop Totals, Grain, Corn, Soybeans, Animal Totals |
| Agriculture · Year | 2022 |
| Business Patterns · Establishments (employer count) | 5,631 |
| Business Patterns · Total Employees | 92,567 |
| Business Patterns · Annual Payroll Thousands | 4,783,221 |
| Business Patterns · Year | 2022 |
Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match
Local Business Mix
Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.
| Local Businesses · Grocery Stores | 39 |
|---|---|
| Local Businesses · Convenience Stores | 34 |
| Local Businesses · Liquor Stores | 17 |
| Local Businesses · Gas Stations | 90 |
| Local Businesses · Department Stores | 4 |
| Local Businesses · General Merchandise | 44 |
| Local Businesses · Clothing Stores | 8 |
| Local Businesses · Pet Stores | 5 |
Sources: Census CBP — NAICS detail codes
Dining Scene
Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.
| Dining Scene · Full Service Restaurants | 207 |
|---|---|
| Dining Scene · Fast Food | 220 |
| Dining Scene · Bars | 93 |
| Dining Scene · Coffee Snacks | 36 |
Sources: Census CBP NAICS 722
Banking
FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.
Branches (1)
SNAP & Food Access
USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.
Sample (3)
| Nearest Snap · Name | Walmart SUPERCENTER 1071 |
|---|---|
| Nearest Snap · Total In Area | 244 |
Sources: USDA SNAP — county FIPS aggregate
Chamber of Commerce
IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.
| Chamber Of Commerce · Name | CHAMBER OF COMMERCE OF SOUTHWESTERN MADISON COUNTY |
|---|
Sources: IRS EO BMF · Refreshed 2026-04-12
Spending & Tax
Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).
| Federal Spending · Federal Spending Fy2024 | $1,855,391,404 |
|---|---|
| Federal Spending · Per Capita | 6,978.85 |
| Federal Spending · Population | 265,859 people |
Sources: USAspending API
Other
| Pct Drove Alone | 85.8% |
|---|---|
| Pct Public Transit | 0.6% |
| Pct Walked | 8.2% |
| Retirement Score · Median age | 33.9 years (vs Illinois 39.1y) |
| Retirement Score · Ss Household Pct | 20.5% |
| Retirement Score · Hospitals Nearby | 6 |
| Retirement Score · Va Access | Yes |
| Retirement Score · Factors | hospital access, VA nearby |
| Retirement Score · Rating | fair |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12