Housing & Real Estate — Oswego, Illinois
Overview
| Total Housing Units | 12,198 |
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| Occupied | 12,097 |
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| Vacant | 101 |
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| Owner-Occupied | 10,609 |
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| Renter-Occupied | 1,488 |
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| Median Home Value (Census) | $344,500 |
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| Estimated 2026 | ~$412,000 |
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| Median Rent | $1,823/mo |
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| Median Property Tax | $8,330/yr |
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Affordability
| Home Price to Income Ratio | N/Ax |
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| Home Affordability | affordable |
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| Rent as % of Income | 17.7% |
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| Severely Rent-Burdened | 41.4% |
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Housing Age
| Built 2010 or later | 1,689 |
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| Built 2000-2009 | 5,616 |
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| Built 1990-1999 | 3,172 |
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| Built before 1960 | 692 |
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| Median Year Built | 2001 |
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Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.
