St. Elmo: Economy & Jobs
St. Elmo reports a median household income of $45,294 (1.3× below Fayette County median $60,944; 1.9× below Illinois median $85,562), with homes at a median value of $82,600. The surrounding county supports 5,030 jobs (avg $45,171).
- $63,947 avg taxable income per return — higher than the median household income.
Income & Affordability
Median household income $45,294 — below the Illinois median ($85,562). Poverty rate 27.8% (U.S. average ~12.5%). 22% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).
| Affordability · Home Price To Income | 1.8× |
|---|---|
| Affordability · Home Affordability | affordable |
| Affordability · Rent Pct Income | 20.1% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 21.7% |
| Affordability · Poverty Rate | 27.8% |
| Affordability · Property Tax Pct Income | 2.5% |
| Irs Income · IRS tax returns filed | $9,030 |
| Irs Income · Total Adjusted Gross Income (thousands) | $577,440 |
| Irs Income · Average AGI per return | $63,947 |
| Irs Income · Year | 2022 |
| Income Estimate | $53,688 |
| Median Household Income | $45,294 (vs Illinois $85,562) |
| Poverty Rate | 27.8% |
Sources: IRS SOI 2022 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Economic Character
Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.
| Economic Character · Workforce | blue_collar |
|---|---|
| Economic Character · Top Industry | Manufacturing |
| Economic Character · Income Level | working-class |
| Economic Character · Median Income | $45,294 |
Employment & Workforce
Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 3.8% — near the U.S. average of ~4%. 9% work from home (U.S. average ~15%).
| Commuter Profile · Work From Home Pct | 9.0% |
|---|---|
| Commuter Profile · Primary Mode | drove alone |
| Employment · Avg annual employment (county) | 5,030 |
| Employment · Total annual wages (county) | $227,233,369 |
| Employment · Average annual pay | $45,171 |
| Employment · Year | 2024 |
| State Occupation Wages · Year | 2023 |
| State Occupation Wages · All Occupations · Soc Code | 00-0000 |
| State Occupation Wages · All Occupations · Title | All Occupations |
| State Occupation Wages · All Occupations · Employment | 6,011,660 |
| Unemployment Rate | 3.8% (vs Illinois 5.9%) |
Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Industry Sectors
Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.
| Agriculture · Total Farms | 13 |
|---|---|
| Agriculture · Land In Farms Acres | 5,046 |
| Agriculture · Avg Farm Size Acres | 388.20 |
| Agriculture · Top Commodities | Crop Totals, Grain, Corn, Soybeans, Animal Totals |
| Agriculture · Year | 2022 |
| Business Patterns · Establishments (employer count) | 471 |
| Business Patterns · Total Employees | 4,359 |
| Business Patterns · Annual Payroll Thousands | 163,634 |
| Business Patterns · Year | 2022 |
Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match
Local Business Mix
Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.
| Local Businesses · Grocery Stores | 3 |
|---|---|
| Local Businesses · Liquor Stores | 4 |
| Local Businesses · Gas Stations | 10 |
| Local Businesses · General Merchandise | 7 |
| Local Businesses · New Car Dealers | 3 |
| Local Businesses · Beauty Salons | 3 |
| Local Businesses · Auto Repair | 11 |
| Local Businesses · Funeral Homes | 5 |
Sources: Census CBP — NAICS detail codes
Dining Scene
Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.
| Dining Scene · Full Service Restaurants | 24 |
|---|---|
| Dining Scene · Fast Food | 11 |
| Dining Scene · Bars | 3 |
Sources: Census CBP NAICS 722
Banking
FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.
Branches (9)
SNAP & Food Access
USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.
Sample (2)
| Nearest Snap · Name | JACK FLASH - FARINA |
|---|---|
| Nearest Snap · Total In Area | 19 |
Sources: USDA SNAP — county FIPS aggregate
Chamber of Commerce
IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.
| Chamber Of Commerce · Name | GREATER FAYETTE COUNTY CHAMBER OF COMMERCE |
|---|
Sources: IRS EO BMF · Refreshed 2026-04-12
Spending & Tax
Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).
| Federal Spending · Federal Spending Fy2024 | $129,698,921 |
|---|---|
| Federal Spending · Per Capita | 6,035.88 |
| Federal Spending · Population | 21,488 people |
Sources: USAspending API
Other
| Pct Drove Alone | 81.6% |
|---|---|
| Pct Public Transit | 2.8% |
| Pct Walked | 9.0% |
| Retirement Score · Median age | 40.1 years (vs Illinois 39.1y) |
| Retirement Score · Ss Household Pct | 33.1% |
| Retirement Score · Hospitals Nearby | 1 |
| Retirement Score · Va Access | Yes |
| Retirement Score · Factors | older population, strong SS base, hospital access, VA nearby |
| Retirement Score · Rating | excellent |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12