St. Charles: Economy & Jobs
$114,300 is the median household income in St. Charles (about the same as DuPage County median $112,096; 1.3× higher than Illinois median $85,562), with homes at a median value of $377,400. The surrounding county supports 622,113 jobs (avg $79,674).
- $127,482 avg taxable income per return — similar than the median household income.
Income & Affordability
Median household income $114,300 — above the Illinois median ($85,562). Poverty rate 4.4% (U.S. average ~12.5%). 45% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).
| Affordability · Home Price To Income | 3.3× |
|---|---|
| Affordability · Home Affordability | moderate |
| Affordability · Rent Pct Income | 18.8% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 45.4% |
| Affordability · Poverty Rate | 4.4% |
| Affordability · Property Tax Pct Income | 7.3% |
| Irs Income · IRS tax returns filed | $466,870 |
| Irs Income · Total Adjusted Gross Income (thousands) | $59,517,669 |
| Irs Income · Average AGI per return | $127,482 |
| Irs Income · Year | 2022 |
| Income Estimate | $131,443 |
| Median Household Income | $114,300 (vs Illinois $85,562) |
| Poverty Rate | 4.4% |
Sources: IRS SOI 2022 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Economic Character
Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.
| Economic Character · Workforce | white_collar |
|---|---|
| Economic Character · Top Industry | Education Healthcare |
| Economic Character · Income Level | affluent |
| Economic Character · Median Income | $114,300 |
Employment & Workforce
Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 2.9% — below the U.S. average of ~4%. 15% work from home (U.S. average ~15%).
| Commuter Profile · Mean Commute Min | 27.00 |
|---|---|
| Commuter Profile · Work From Home Pct | 15.2% |
| Commuter Profile · Profile | moderate commute |
| Employment · Avg annual employment (county) | 622,113 |
| Employment · Total annual wages (county) | $49,565,952,830 |
| Employment · Average annual pay | $79,674 |
| Employment · Year | 2024 |
| State Occupation Wages · Year | 2023 |
| State Occupation Wages · All Occupations · Soc Code | 00-0000 |
| State Occupation Wages · All Occupations · Title | All Occupations |
| State Occupation Wages · All Occupations · Employment | 6,011,660 |
| Unemployment Rate | 2.9% (vs Illinois 5.9%) |
Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Industry Sectors
Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.
| Agriculture · Total Farms | 3 |
|---|---|
| Agriculture · Land In Farms Acres | 321 |
| Agriculture · Avg Farm Size Acres | 107.00 |
| Agriculture · Top Commodities | Crop Totals, Horticulture Totals, Floriculture Totals, Bedding Plant Totals, Vegetable Totals |
| Agriculture · Year | 2022 |
| Business Patterns · Establishments (employer count) | 34,252 |
| Business Patterns · Total Employees | 585,637 |
| Business Patterns · Annual Payroll Thousands | 42,616,191 |
| Business Patterns · Year | 2022 |
Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match
Local Business Mix
Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.
| Local Businesses · Grocery Stores | 163 |
|---|---|
| Local Businesses · Convenience Stores | 67 |
| Local Businesses · Liquor Stores | 122 |
| Local Businesses · Gas Stations | 216 |
| Local Businesses · Department Stores | 11 |
| Local Businesses · General Merchandise | 49 |
| Local Businesses · Clothing Stores | 93 |
| Local Businesses · Pet Stores | 38 |
Sources: Census CBP — NAICS detail codes
Dining Scene
Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.
| Dining Scene · Full Service Restaurants | 759 |
|---|---|
| Dining Scene · Fast Food | 894 |
| Dining Scene · Bars | 84 |
| Dining Scene · Coffee Snacks | 234 |
Sources: Census CBP NAICS 722
Banking
FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.
Branches (8)
SNAP & Food Access
USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.
Sample (1)
| Nearest Snap · Name | ALDI 60009 60009 |
|---|---|
| Nearest Snap · Total In Area | 1 |
Chamber of Commerce
IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.
| Chamber Of Commerce · Name | DUPAGE LATINO CHAMBER OF COMMERCE |
|---|
Sources: IRS EO BMF · Refreshed 2026-04-12
Spending & Tax
Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).
| Federal Spending · Federal Spending Fy2024 | $7,918,357,116 |
|---|---|
| Federal Spending · Per Capita | 8,488.10 |
| Federal Spending · Population | 932,877 people |
Sources: USAspending API
Other
| Pct Drove Alone | 73.4% |
|---|---|
| Pct Public Transit | 1.6% |
| Pct Walked | 15.2% |
| Retirement Score · Median age | 41.5 years (vs Illinois 39.1y) |
| Retirement Score · Ss Household Pct | 27.6% |
| Retirement Score · Va Access | Yes |
| Retirement Score · Factors | older population, VA nearby |
| Retirement Score · Rating | fair |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12